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Load loan is a service that allows prepaid subscribers to borrow load and promos. It charges a fixed service fee of 20% of the regular price of the load or promo, rounded off to the nearest peso value.
The load or promo is then automatically deducted from the subscriber’s next reload transaction. The customer may also pay the load or promo voluntarily by texting LOANINFO (for Globe) or UTANGINFO (for TM).
It is a form of credit
Credit is an arrangement that allows a borrower to take money from the lender and agree to repay it in the future. There are many different types of credit, such as bank credit, consumer credit, and revolving credit. Credit cards are one of the most common forms of credit. They are a convenient way to buy goods and services, but they also carry interest charges and fees.
To borrow load or promo from Globe, simply text LOANspace>KEYWORD> to 3733. You can also dial *143# and choose LOANS to view the list of available offers. The maximum loan amount is equal to the load or promo regular price plus a service fee. The service fee is 20% of the regular price of the loaded or promo rounded up to the nearest peso value. Unlike other load loans, this one does not carry an expiration date, but it cannot be reloaned unless you pay the balance of your loan.
To repay a loan, simply buy load that is higher than or equal to the total loan amount (loan amount + service fee) and we will automatically deduct the debt from your next reload transaction. You can also manually pay the debt by texting PAY LOAN to 3733. If you want to stop this service, you can text STOP LOANspace>KEYWORD> or dial *143# > LOANS > UNSUBSCRIBE.
It is a service fee
The service fee for loan load is a fixed amount that is charged every time you borrow a load. This charge is deducted from your next reload, which must be within the same day that you borrowed the load. If you want to use this service, you should always keep enough balance in your account so that you can pay for the loan when it is due.
Both Smart and Talk ‘N Text prepaid subscribers can avail of the Load and Promo Loan service. This is a great way to connect with people even when you have no load in your phone. To avail of the service, simply send a text message with the keyword and your preferred load denomination to 3733. Then, the reload will be automatically deducted from your account.
This service is more convenient than Globe Share a Load or Pasaload, as you don’ business loan t have to ask someone else to reload your phone. This is also a good alternative if you can’t afford to buy load in the nearest store or shop.
To check the status of your loan, just text LOANINFO to 3733. You can also manually pay your loan by texting PAY LOAN to 3733. If you want to stop this service, just text STOP LOANspace>PROMOKEYWORDspace>BAL to 3733. Then, you can start using your credit again.
It is a promotional offer
Load loan is a service from Globe that allows its prepaid subscribers to borrow a certain amount of load or promo and pay for it with their next reload transaction. This is a convenient alternative to asking your friends or family to reload your phone or to use a different network to buy load credit. You can register for this service via text or by calling *143#. You can also pay manually by texting PAY LOAN to 3733. The service is free for a maximum of 14 days, after which you’ll have to pay the loaned amount plus the service fee.
Globe offers a wide range of load denominations and promos that you can borrow through the Load Loan service. You can choose the specific load or promo that you want to borrow and the load denomination of your choice. The borrowed load or promo will have a corresponding service fee that will be deducted on your next reload transaction.
To borrow load, you must have a balance of at least P5 and be a Smart or TNT prepaid subscriber. To register, simply text LOANSspace>PROMOKEYWORDspace>BAL to 3733. You can also call *143# and choose LOANS (for Globe) or UTANG (for TM). To unsubscribe from this service, simply text STOPspace>LOANspace>PROMOKEYWORDspace>BAL to 3733. This will stop the reloading of your load or the recurrence of the promo.
It is a way to earn money
If you’re out of load and need to talk with your loved ones, you can borrow utang load from Smart or TNT. It’s easy to do and you can pay it back when you reload your phone. This service is great for people who have tight budgets and need to stay connected with their families and friends. It’s also good for those who don’t have a car and can’t afford to go out to buy a load.
You can use this service when your credit is low by sending a text to 3733. You will be charged a fixed service fee for every P 1.00 of load that you loan, which will be deducted on your next reload. This is a much more convenient way to borrow load than asking your friends and family to reload your phone, but be sure to only loan what you can afford to pay back later on.
The Globe Load Loan service is available to all Globe and TM Prepaid subscribers. You can register to the service by SMS keyword registration or dialing *143# and choosing LOANS (for Globe) or UTANG (for TM). You can borrow a regular load amount or a promo declared on this service, but you must have an existing load balance. The table below shows the list of Globe Load and Promo offers that you can borrow from this service, along with their descriptions and validity regular rates.
